|  | Small Merchant | Big Merchant | 
                                    
                                        | UPI | 0.00% |  | 
                                    
                                        | Paytm Wallet/ Paytm Voucher/ Loyalty | 1.25% |  | 
                                    
                                        | Paytm Postpaid | 1.50% |  | 
                                    
                                        | Rupay Debit cards | 0.00% |  | 
                                    
                                        | Debit cards:Visa, Mastercard, Maestro | 0.40% | 0.90% | 
                                    
                                        | Credit cards:Visa, Mastercard, RuPay | 1.40% (For Grocery/Kirana Categories)
                                            1.20% (For Tolls/Govt/Utilities/Education Categories)
                                            1.99% (For Others Categories) | 1.40% (For Grocery/Kirana Categories)
                                            1.20% (For Tolls/Govt/Utilities/Education Categories)
                                            1.99% (For Others Categories) | 
                                    
                                        | American Express | 2.60% (for Retail (except Electronics) category, Grocery, Food, Insurance,
                                            Travel Agents, Entertainment, Others)
                                            3.99% (for Hotels, Lodging, Car Rentals category)
                                            1.99% (for Education, Electronics, Utilities category)
                                            2.20% (for Healthcare & Pharmacy category) | 2.60% (for Retail (except Electronics) category, Grocery, Food, Insurance,
                                            Travel Agents, Entertainment, Others)
                                            3.99% (for Hotels, Lodging, Car Rentals category)
                                            1.99% (for Education, Electronics, Utilities category)
                                            2.20% (for Healthcare & Pharmacy category) | 
                                    
                                        | Corporate/Commercial Card (Credit Card) | 2.75% | 2.75% | 
                                    
                                        | International Card | 3.50% | 3.50% | 
                                    
                                        | Diners/JCB/Union Pay Card | 2.99% | 2.99% | 
                                    
                                        | Prepaid Card | 2.75% | 2.75% | 
                                    
                                        | Corporate/Commercial Card (Debit Card) | 0.40% | 0.90% | 
                                    
                                        | PPBL Netbanking | 1.25% | 1.25% | 
                                    
                                        | HDFC Flexipay (if applicable) | 1.50% | 1.50% | 
                                    
                                        | Transaction limit: Unlimited *
                                            * Transaction limit depends on the number of required documents provided by
                                            merchants.
                                            ** Above pricing is applicable for SME merchants.
                                            Small Merchant: Previous FY turnover is less than 20lakhs
                                            Big Merchant: Previous FY turnover is greater than 20lakhs |  |  |